Consult our one-stop guide to buying and moving house. If you've decided to buy, understand the game, know the dangers, and calculate the costs before you put in that offer.

Work out how much you can afford before you start viewing!

Most estate agents have a financial advisor but make sure they're independent so that you know you're being shown all the options and getting the best deal. Don't forget about the additional costs when working out your budget. Lenders fees, stamp duty, legal fees, surveyors fees and removal costs can add up.

Do your homework!

Before contacting estate agents think about how soon you would like to move, what you need and what you would like from your potential new home. Make a checklist: price, location, size, style, facilities, transport links etc. Having a clear idea before you start can help you save time later.

Hit the streets!

Drive around the areas you are interested in, as it will help you get a feel for the area and locate local amenities such as shops, schools and leisure facilties. Take notice of For Sale boards - get the addresses of properties you like, make a note of agents telephone numbers and identify the dominant agents in the area.

Find an agent!

Find out what days the local property pages are out. Pinpoint the agents dealing with your preferred areas from these. Your local estate agent is your best friend when it comes to finding your ideal home. Keep in regualr contact and don't be afraid to build a rapport. Give them as many contact details as possible and be honest about requirements - help them to help you.

Before you view a property read the property particulars!

It may look nice in the picture but if it hasn't got the space, garden area you want your wasting both yours and the agents time - time that could be spent viewing more suitable properties.

Have a check list of things you want to ask when viewing

It will make it easier to compare properties later if you are viewing several in a row. For example, how long has it been on the market? How soon are the owners looking to move? Whats the neighbourhood like?

If your thinking of buying a flat remember to check out the lease and maintenance details and think about what the other tenants may be like.

Take it seriously!

When you do find a property you like don't be afraid to put in a serious offer - silly offers will only reduce your credibility as a serious buyer. If your offer is accepted be prepared to get your soliciter details in quickly as the agent will continue to do viewings until you do.